Free printableTogether at home

One file for who pays what, and when the debt is gone.

A budget that splits shared bills by income, a debt payoff planner and a 52-week savings challenge.

Couples Money Sheets · Excel spreadsheet with four tabs (also opens in Google Sheets)

Who it is for

Couples who want to look at their money together once a month, in a simple way, without learning a new app.

The argument about splitting the rent. The budget can split shared bills in proportion to each income.
Not knowing how long the debt will take. The planner estimates months to payoff and total interest.
The money talk that never ends. The Start Here tab suggests one 20-minute sit-down a month.
Savings that never start. Pick a weekly step and tick off each deposit.

Inside: Budget that splits shared bills by income; Debt payoff planner; 52-week savings challenge.

You get: Couples Money Sheets (Excel, also opens in Google Sheets).

Budget for two
Enter both incomes, plan each category, then log what actually happened. The sheet shows the difference and can split shared bills in proportion to each person's income.
See a debt-free date
List each debt with its balance, rate and planned payment. The sheet estimates months to payoff and total interest, and tips you toward the snowball method of rolling a paid-off payment into the next debt.
Save a little every week
A 52-week savings challenge where you pick a weekly step and a start date and mark each deposit as done.
Keep the money talk short
The Start Here tab suggests one 20-minute sit-down each month: look at the difference column, decide one thing to change, and stop.

This workbook is a planning tool. It is general information, not financial or tax advice.
Interest estimates assume a fixed rate and the same payment every month.
Blue text is for you to type. Black text is a formula, so please leave it alone.

Free. We email you the download link.